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Frequently Asked Questions


Q. Do I have to refinance my current home loan for this to work?

Q. Why have I not heard of this program before?

Q. Is this a new concept in the United States?

Q. Why can't I just make extra payments to the principal on my current mortgage? Isn't it the same thing?

Q. Why do I have to apply for a line of credit for this program to work?

Q. Do I have to spend less and pay more every month for this program to work?

Q. What happens if I sell my home?